Brain Aero
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Posts : 23
Join date : 2023-09-23

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Mon Nov 20, 2023 2:58 pm
In most cases, conforming loans offer borrowers with good credit lower interest rates than other mortgage options. So if you have a solid credit history and would like to secure a low monthly payment, a conforming loan may be the way to go.

This type of mortgage may also make sense if you’ve saved up a minimum 20% down payment. Note that if you take out a conforming loan but put down less than 20%, you’ll be on the hook for private mortgage insurance or PMI, which can increase your monthly payments and the overall cost of your home.



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